The question, "Why me?" is loaded with meaning. Expressed negatively, it is the epitome of self-pity. "What did I do to deserve this happening to me? I didn't do anything wrong!" It's an attitude of arrogant entitlement, and leads only to misery.
But those two words can have a completely different meaning, one of thankfulness and wonder: Why me? What did I do to deserve this favor? In light of the Gospel—God giving himself to us freely through Jesus Christ—"Why me?" becomes a jubilant expression of gratitude. Why should I possess faith and not another?
In realizing we deserve nothing—and that we even deserve to be left to our sins—our perspective is changed as God grants eyes of faith to see Jesus for who He is. Repentance follows, and the transformed attitude: "Why me?" is filled with humility and leads to joy upon joy; grace upon grace; a heart of thankfulness.